How to protect your personal accidents from unexpected risks

According to the World Health Organization, about 1.19 million people die every year due to road traffic collapses. What is in this regard is 92% of the world’s road deaths in low and medium -income countries. India is also prone to accidents,

Accidents, victims and injured persons from 2018-2022

Hidden hazards of accidents: risks you should know

Health insurance and personal insurance policies for accidents offer a full financial coverage for the insured. Planning receives financial benefits for accidental death, physical disabilities and bodily injury due to the accident. Accidents can affect more than just physical health; Their impact can be tilted on different aspects of life.

1 .. quality of life life: God forbid, if someone loses part of the body and you have a total or partial handicap, then the coverage of personal accidents pays a predefined percentage of and for the severity of the loss. Besides, Personal insurance coverage for accidents It will also cover the expenses of prosthetic devices such as arms, eyes and feet and medical equipment, such as under -coating hospital beds.

2. Psychological risks: Flashbacks, mood changes and lack of hope are the psychiatric consequences of road traffic accidents. Post-traumatic symptoms are disabled and can lead to emotional disorders. The survivor may have to face terrible memories and strong emotions for a long time. Having any health insuranceor especially accident insurance, provides security and stability when you need it. It is ensured that the road to recovery is worry -free and easier.

3. Economic and financial risks: It is very painful to think about it, but in the case of the accidental death of the insured, the health insurance companies pay the total insured amount. We know that nothing can replace the loved one; It’s just that you don’t have to worry monetary and you can start your life again in a easier way.

4. The education of the child: Many personal accident insurance ensures that the educational needs of the children are satisfied even after the permanent disability or the death of a parent. So, you can give up the risks of your financial addict with an insurance coverage.

5. The death of your loved ones: This health insurance policy offers financial support to the family and pays the family member the insured amount for tragic loss. Offers a financial pillow in case of an inconvenience.

6. Loss of a loved one abroad: In the unfortunate event of insured’s disappearance, many health insurance The plans repatriate the mortal remains of the insured. The company can pay the transport cost of the body of the insured person from the place of death to your city.

7. hospitalization And diagnostic testing expenses: In case of accidental injury, the company will pay for major diagnostic tests and hospitalization costs. Also, The Personal insurance policy of accidents It can pay you the insured amount if there are third -degree burn lesions.

More about covering personal accident insurance

You can easily buy and customize an online health insurance policy according to your budget and the necessary benefits. Many policies provide worldwide coverage for accidents abroad. Here are key features:

1. Cover includes loss of limbs, burns, disabilities and bones broken due to accidents.
2. The correct amount of personal accident insurance coverage should be 5 to 10 times your annual income. Helps ensure financial stability while covering unforeseen expenses.
3. The value of covering an accident insurance policy depends on age, occupation and medical history.

Documents required to pick up a request to ensure personal accidents

To submit a personal accident or any health insurance request you usually need:

• Original policy documents
• Death certificate
• Proof of identification of the beneficiary
• The insured’s age installation
• Download form
• Medical certificate
• Police wire (in case of unnatural death)
• Post-mortem report (in case of unnatural death)

Guard against the unseen turns of life

The insurance of personal accidents offers vital financial security against accidental death or disability. It can cover hospitalization costs, ambulance expenses, education subsidies, income loss and adaptation costs from the insurance policy. Moreover, a personal accident policy can help you save the tax in accordance with section 80D of the income tax law. Choose the best personal insurance plan and make sure -the financial future now!

1. Who can buy a personal insurance coverage?
Any person between the ages of 18 and 65 can buy a personal accident insurance coverage or a health insurance policy.
2. Can I claim more personal accident insurances?
Yes, you can buy several health insurance plans for additional protection.
3. What is not covered by insurance of personal accidents?
Natural death, pre -existing conditions, birth or pregnancy, suicide or self -infected wounds and participation in war, rebellions or insecure sports activities; The lesions due to drug or alcohol use are not covered.

No VCCircle journalist was involved in the creation/production of this content.